Senior Credit Associate
Full time @SunCulture Kenya Ltd posted 9 hours ago in Business and Finance Shortlist Email JobJob Detail
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Experience 3 Years
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Industry Finance
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Qualifications Degree Bachelor
Job Description
About the role:
- Responsible for managing and overseeing the Credit PayG collections process, ensuring timely and effective recovery of outstanding debts. Collaborate with internal departments, communicate with clients, and employ a strategic approach to minimize delinquencies: strong analytical skills, attention to detail, and a proven track record in credit and collections. The Senior Credit Associate will play a critical role in maintaining financial stability through effective Credit PayG management and collection strategies.
Key Responsibilities:
- Lead and execute the end-to-end Credit PayG collections process, including monitoring delinquencies and implementing collection strategies
- Evaluate the creditworthiness of customers and establish credit limits in collaboration with the credit analysis team
- Develop and maintain relationships with clients to facilitate open communication and resolve payment issues
- Analyze customer accounts, identify trends, and recommend process improvements to minimize outstanding debts
- Coordinate with sales, customer service, and other relevant departments to address client concerns and expedite resolution of disputes
- Utilize negotiation and persuasion skills to secure payment commitments and resolve disputes amicably
- Prepare and present regular reports on collection activities, aging analysis, and key performance indicators to management
- Stay up-to-date of industry trends, regulations, and best practices in credit and collections
Does this sound like you?
- Bachelor’s degree in Finance, Accounting, Business, or a related field.
- Proven experience in credit and collections, with at least 3 years in a senior or lead role.
- Strong knowledge of credit risk assessment, debt recovery strategies, and legal implications.
- Excellent communication and interpersonal skills to interact effectively with internal teams and external clients.
- Proficiency in using credit management software and Microsoft Office Suite.
- An analytical mindset with the ability to interpret financial data and make informed decisions.
- Results-driven attitude with a focus on meeting and exceeding collection targets.
