Senior Manager, Credit Advisory
Full time @NCBA Group posted 6 days ago in Business and Finance Shortlist Email JobJob Detail
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Career Level Manager
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Experience 5 Years
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Industry Banking
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Qualifications Degree Bachelor
Job Description
Job Purpose Statement
The Senior Manager Credit Advisory is primarily responsible for:
- Delivery of Collection Target to a CRAG Portfolio of Corporate Customers under ‘Watch’’ category experiencing financial distress.
- Primary, Secondary and desktop credit risk CRAG reviews of Corporate names to identify key credit risk concerns, come up with mitigation strategies & covenant/monitoring actions/targets
- Turn Around of CRAG watch names to resolve credit risk concerns and return them to ‘Normal’, ‘Exit’ or Downgrade to ‘NPL/Recoveries’
- Adoption and relationship management of CRAG names under Primary management to turn around, reduce, exit and collect based on strategy and target
- Determining objectives, strategies and actions that need to be adopted to address business risk issues.
- Reduce Bank’s risk and achieve collections, reduce and managed exit solutions so that the bank realizes maximum return in the shortest time possible.
- Act as a point of contact for the Head of Credit Risk Advisory to discuss specific problems and act as a ‘’sounding board’’ recommending appropriate solutions and strategies to achieve the bank’s objectives.
- Provide secondary support to the relationship team on problem accounts managed under the Normal or Watch category
Ideal Job Specifications
Academic:
- Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
- Master’s Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.
Professional:
- Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
- Experience in engaging C-level management and senior executives in facilitating decision-making and reporting.
- Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
- Ability to coach, mentor, train and transfer skills to others.
Desired work experience:
- At least five years’ experience in corporate credit risk management.
- Ability to coach, mentor, train and transfer skills to others.
