Job Purpose

To manage the credit documentation process by ensuring all conditions precedent to draw down are in place and ensures adherence to approved terms in conjunction with legal department.


  • Review of credits by ensuring that all conditions precedent to draw down is in place
  • Review of credit documentation for correctness, adequacy and completeness
  • Review of some legal documentation to ensure adherence to approved terms in conjunction with the legal department
  • Ensure proper checklists of all documents are maintained and properly moved to the security unit for safe-keeping
  • Review of guarantees, bond etc. and safekeeping of all security documents
  • Maintain of register of all security documents, by checking the documents submitted against the approved security FAM
  • Liaise with Legal to ensure perfection of all security documents in the manner approved in the FAM put in place for these credits.
  • Maintain database of all security documents in the vault to enhance retrieval of information.
  • Maintenance of custodian functionalities on all credit documents related to the extension of credit facilities.
  • Facilitation of seamless filling and retrieval of credit information/file for internal/external auditors, account officers, regulatory authorities, rating agencies etc.
  • Report for management attention, expired/deferred documentation, Outstanding documentation and deficient documentation


Skills / Competence Requirements

Required Knowledge, Skills & Abilities

1. Credit Administration/Risk Management

2. Credit Products

3. Credit Analysis and Appraisal

4. Loans administration/account management

5. Credit Workout/Restructuring

6. Financial analysis/interpretation

7. Facility Structuring


Generic Skills

  • Strategic Focus/ Orientation
  • Integrity and Discretion
  • Initiative/ Proactive
  • Entrepreneurship
  • Analytical skills / Problem solving
  • Resilience, Tenacity and Integrity
  • Interpersonal skills
  • Communication (oral & written)


Competitive remuneration package